ABOUT US

ulrs dashbord

ABOUT US

'ULRS - Universal Loan Review System', an AI based self-learning platform, is capable of understanding Mortgage documents, data set & business rules. It can facilitate complete automation of below loan onboarding functions

It is highly scalable to configure and drive any given review scope and product line for the flexibility it offers with configurable embedded features.

ULRS Key Functions

Document indexing & stacking

Auto index to identify & bookmark/stack documents as per your stacking schema

Rule based validation

Automate your checklist-based reviews to configure and drive rule-based validation

Document extraction & validation

Auto extract and validate key data points for consistency and accuracy

Eligibility check & compliance check

Automate eligibility check to configure eligibility matrix for different products. Auto capture compliance data set to run compliance report

Data integrity & completeness check

Automate your data integrity and completeness check based on pre-defined configurable business rules.

Collection comments & key word search

Automate review of payment history, collections comments and keyword search
ULRS Key Configurable features
Hexagon_light Document list and stacking schema Hexagon_dark
Data set & data integrity Customised report and dashbord Product matrix and Process scope Review checklist and business rules Auto notification and real time reporting
finding categorization & grading
ulrs-configure ulrs-configure

SERVICES

For any given bulk loan onboarding done at wholesale submission, correspondent review or secondary market due diligence, ULRS can facilitates parallel processing of multiple files to deliver output at a single click.

Typical scope of work that we have managed through ULRS includes

Mortgage loan documents
Mortgage loan documents

Identify and label received loan documents as per the standard stacking schema based on client/ investor preference.

Loan level details
Loan level details

Capture and validate loan level details to drive quick data integrity check facilitating data report as per the client/ investor requirement.

Credit review
Credit review

Capture and validate loan level details to drive quick data integrity check facilitating data report as per the client/ investor requirement.

Collateral review
Collateral review

Review appraisal, title, note, deed, and other collateral documents. Updated title and second appraisal can also be ordered based on client / investor requirement

Compliance review
Compliance review

Review initial and closing disclosures along with other closing documents to capture loan estimates and closing disclosures to run and review compliancereport

Payment history
Payment history

Review latest 12/24 months of payment history to capture the payment trail if applicable.

Collection comments
Collection comments

Review latest 12/24 months of Collection comments to understand current loan and property status , last borrower contact and ongoing proceedings if any

Default proceedings
Default proceedings

Review default documents if loan is or have undergone default proceedings including bankruptcy and foreclosure.

Securitization data & reporting
Securitization data & reporting

Extract and reconcile key reports requried from Securitization standpoint.Customise reports based on investor requirement can also be configured in UlRS

OUR TESTIMONIALS

What you can achieve with ULRS is significant improvement in turn-time, quality with reduction in Cost

Quotes TECHNOLOGY CENTRIC GROUP
TECHNOLOGY CENTRIC GROUP

Collaborating with Stellar helped us achieve improve our deliverables. TAT Quality & Process Efficiency Title Agency, OH

Quotes TRUE PARTNERS
TRUE PARTNERS

I see this group as an extension to my team. They are equal contributors to our success. They are always around when you need them - Kudos Team! - Lender, FL

Quotes PROJECT TIMELINES
PROJECT TIMELINES

Kudos team on processing 8000 orders over this week-end - Servicing client, PA

Quotes CUSTOMER SERVICE
CUSTOMER SERVICE

Stellar tops my list of preferred vendors when it comes to meeting client expectations and outmost customer service Title Underwriter, CO

Contact Us!

contact us

Get In Touch!

Our friendly team would love to hear from you!